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Total Return

the overall performance of investments, not just the capital gains/losses but also any dividend income or interest.

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Written by Support
Updated over 11 months ago

On platforms like Dividend Data, you can find Total Return for stocks. This helps you make informed investment decisions.


Definition:

Total Return (%) is a comprehensive measure that reflects the total percentage return on an investment over a specified period. It accounts for all sources of return, including price appreciation/depreciation and income received, providing a complete picture of investment performance.

Importance of Total Return (%) in Investment Analysis

  1. Complete Performance Overview: Total Return (%) offers a more complete view of investment performance than simply looking at price changes.

  2. Income-Inclusive: Especially important for income-generating investments like dividend-paying stocks or bonds.

  3. Comparative Analysis: Enables investors to compare the performance of different investments or portfolios on a like-for-like basis.

Calculating Total Return (%)

The formula for Total Return (%) typically is:

Total Return % = (Ending Value − Beginning Value + Income Received) / Beginning Value) × 100

Components of Total Return (%)

  1. Capital Gains/Losses: The increase or decrease in the investment’s value.

  2. Dividends and Interest: Any income received from the investment during the holding period.

Analyzing Total Return (%) in Portfolio Management

  1. Performance Benchmarking: Comparing Total Return (%) against benchmarks or indices to gauge relative performance.

  2. Risk vs. Reward Assessment: Understanding the return in relation to the risk taken.

  3. Investment Strategy Refinement: Using insights from Total Return (%) to refine and adjust investment strategies.

Factors Affecting Total Return (%)

  1. Market Conditions: Fluctuations in the market can impact both capital gains and income components.

  2. Investment Choices: The types of assets held and their respective performance will directly influence Total Return (%).

  3. Dividend Policies and Interest Rates: Changes in dividend payouts or interest rates can affect the income component of the return.

Total Return (%) vs. Price Return

  • Unlike Price Return, which only considers the change in price, Total Return (%) includes all income sources, offering a more accurate assessment of investment performance.

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